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Today’s Rates
AS OF 10/07/2011 @ 10:10:35 AM
  • Rate
    3.875%
  • Total Points
    0%
  • APR
    3.919%
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My Smart Mortgage -

REFINANCE

If you currently own your home, consider the various ways in which you can improve your financial position by refinancing to:

Lower Your Rate: Refinancing often makes sense if you can lower your interest rate, which yields savings in the amount of interest you pay over the life of your loan.

Reduce the Loan Term: If you currently have a 30- or 40-year mortgage and you want to reduce your loan term, it may make sense to change to a 15-year mortgage.

Change to a Fixed Rate: If you currently have an adjustable-rate mortgage (ARM), it might make sense to switch to a low, fixed-rate mortgage (FRM) to make budgeting easier in today’s low interest rate environment.

Switch to Conventional or FHA: If you currently have a subprime, Option ARM or jumbo loan, now might be a sensible time to change financing to a more traditional loan program.

Obtain Cash: Use the equity in your home to complete home improvement, pay for college tuition or to pay down high-interest credit cards.

Want to know more about refinancing your home?

Call us at 877-892-2272.